Flexible Commercial Transactions
Commercial Property Owner Financing
Discuss whether a structured sale fits your goals.
Considering Owner Financing on a Commercial Sale?
Some commercial property owners are interested in receiving all proceeds at closing. Others are willing to consider financing part of a purchase when the structure supports their financial or timing objectives. Mid Atlantic Commercial Buyers is open to discussing owner financing when it makes sense for the property and both parties.
Owner financing is not automatically the right choice, and the details matter. Purchase price, down payment, payment schedule, interest, term, security, existing debt and tax considerations can affect a transaction. We discuss the business terms clearly, while sellers should rely on their own qualified legal, tax and financial advisers before agreeing to a structure.
Markets We Buy In
Nothing presented here is legal, tax or financial advice. Owner-financing terms are transaction-specific and should be reviewed with qualified independent advisers.
Understanding a Potential Owner-Financed Transaction
A structured transaction should begin with the seller's goals and a clear understanding of the proposed terms.
Down Payment
The amount paid at closing can be an important part of balancing immediate proceeds with future payments.
Payment Structure
Payment frequency and amortization affect the cash flow produced by the financing arrangement.
Term
The length of the financing period and any final balloon payment should be clearly understood before an agreement is reached.
Existing Financing
Any current loan or lien on the property needs to be considered when determining whether a proposed structure is practical.
Professional Advice
Owner financing can have legal and tax consequences. Sellers should have appropriate independent professionals review a proposed transaction.
Why Choose Us for Owner Financing?
Open to alternatives
We are willing to discuss a structure rather than assuming every commercial transaction must look identical.
Seller goals first
We ask what you want from the sale before discussing whether owner financing could be useful.
Terms explained plainly
The economic terms should be understandable before anyone moves forward.
Professional review encouraged
We encourage sellers to obtain their own legal, financial and tax advice regarding a proposed structure.
Contact Us Today for a Property Valuation
Want to discuss a commercial sale that could include owner financing? Start with the property.
Discussing Owner Financing
Discuss the property
We first determine whether the underlying commercial property may fit our acquisition approach.
Understand your objectives
Tell us what matters to you regarding proceeds, timing and future payments.
Discuss possible terms
Where appropriate, potential purchase and financing terms can be explored.
Review before committing
Both parties can complete appropriate diligence, and sellers should obtain independent professional advice before entering an agreement.